Roof Inspection and Certifications
This weeks blog will be about roof inspections and roof certifications that are sometimes needed for insurance policies. Lets start off with a roof certification, or sometimes known as a roof condition report. A roof condition report for an insurance company, will report the age, condition, covering of the roof (s) and the permit from the county. This process is usually for parts of Tampa, Lutz, Lakeland and Port Richey Florida. Also, there is approximately 6 pictures that need to be taken during this process. If there is more then one roof, then all are reported the same. An insurance company will request this when the roof is metal or any style that is 10 years of age or older.
Performing a roof inspection is the process of inspecting more then just the roof covering and age. During the roof inspection, the inspector will identify and inspect over 20 line items on the roof and state their condition and if any deficiencies. Also to be able to identify and report the style of the roof. The following information is an inspection for an asphalt shingled roof.
During the roof inspection, the inspector will first inspect the roof covering and report the type of covering. If the roof covering is starting to separate, blister, or curl at the edges. If there are any nail pops on asphalt roofs. Additionally, looking for any torn or missing areas of the roof covering. Secondly, the valley’s will be inspected (if any) to look for debris collecting in the area, ponding, if flashing is shown and the condition, and this is a spot where nests and moss will collect. The next process of the roof inspection is inspecting the drip edge, chimney flashing and the area that joins the house siding to the roof. The drip edge is the metal strip that secures the felt paper to the sheathing. From there on newer roofs, a thin trowel covering of tar should be placed over the seam. The chimney flashing is inspected to make sure that no tar is separating from the chimney, a cricket is secured or needs to be installed and it is not damaged. Lastly is the area of the house that meets the roof. Sometimes there maybe flashing, and sometimes there is not. It depends on the style of the home. But in this aspect the inspector should be checking if there is any water collecting, nail pops, stucco cracks, j-channel filled of debris or j-channel missing, to name the majority of items.
For flat roof, a lot of the similarities as mentioned above but the big difference is the seams. The seams have to be water tight, no blistering and no curling. On flat roofs, we may see a tar covering over the roof. This is good for 5 years. After 5 years the sun and weather will affect the roof covering by a blister or separation effect.
I will continue this blog next week about clay tile and concrete and metal roofs. If you have any questions feel free to contact us anytime at; firstname.lastname@example.org or call 352-322-2700. http://www.emeraldinspectionservice.com