As we are now into the new year, I hope everyone had a great holiday season. This weeks blog is about Permits. Not about home inspectors needing permits, however home inspectors searching for permits on the property they are inspecting. So, lets begin.
Just about every scenario we do, we are always in contact with the local building departments for building permits. At the end of the year a repeat client of ours was purchasing another property. They wanted to know about any open permits since the home had been just recently renovated. So, in our search we found 2 open permits. Which brings us to this blog.
The work for the permits had been performed correctly. The building department was in error because they did not close the permit. It happens. Now what about other scenarios. For example, there maybe new electrical panel box and no permit. This is always noted on our reports. Or new garage door and opener but no permit. This happens too. So why permits?
A permit is to protect the home owner and government. For example, if the current home owner applies for a permit for finishing a garage area then their is multiple trades involved. Additionally, it protects government because they have a record on the property. If there is ever a bad error then the work can be pointed back to the contractor on record or the building department. Also, if no permit then their maybe repercussions when closing and a property appraiser sees new work that was not properly recorded. The worst case scenario is a home is about to close and no permit was applied for upgrades and the county records office catches that a new kitchen was installed prior to closing. This will definitely raise a red flag.
So, when you are about to purchase a property or change insurance companies and need an insurance inspection, ask your inspector about permits. It is easy to obtain and we provide this service at no cost to our clients. For more information contact us anytime at 352-322-2700 or www.emeraldinspectionservice.com Our inspections usually range from Clearwater to Odessa and from Zephyrhills to Hudson Florida areas.
This weeks blog is about “Construction Inspections”. The past week, Emerald Inspection Service, LLC performed 2 construction inspections and resulted into a mold testing. This weeks blog will focus more on construction inspection. So to start, what is a construction inspection and is the home inspector licensed in Florida and experienced and certified to perform this inspection.
A “Construction Inspection” is an inspection that is catered to the client. The construction inspection can be very detailed and code oriented, a 203-K Consultant, or a quality assurance/quality control inspection. Most home inspectors will not perform this due to the paperwork involved depending on how the inspection is performed. Below in detail will be a description of each type of inspection and credentials required to perform each type.
Lets talk about the 203-K Consultant and Inspection process. The inspector that performs this type of reporting first has to be a licensed home inspector in the state they practice. The inspector has to have liability insurance at the state’s requirements and should have and Error & Emission Policy. The inspector then becomes a “Consultant” for the new property owner to inspect the property under FHA Standards. This is not an inspection for a buyer or seller. The inspection process is known as “The Minimal Property Standards” by FHA. This process also requires the consultant to inspect the work being done by licensed contractors and performed to an acceptable building standard and during the construction work for draw inspection. (A future blog will be on 203-K Inspections Only and a very detailed explanation of the process.)
For the next type of construction inspection, this can be detailed toward code and specifications of the building plans which sometimes mirrors a quality control/quality assurance inspection. A third party inspection that is generated to inspect that the contractors are performing the work as required to specs and code is usually simple. Yes, you will have a building inspection. Yes different trades will be inspected by the local municipality, however if the specifications in the blueprints state a specific item to be built over and above the local codes this may not be addressed by the local building official. This is where sometimes a third party inspection is required. The building official will inspect for their requirements and be done. A third party inspector may address deficiencies of code or specifications and need to be addressed to the contractors. This is the part that a QA/QC sometimes mirror each other. This is also where the client that wants this type of inspection wants to know that the inspector has a background in construction, remodeling and or a previous contractor. Not a handyman. If the inspector can safely state contractor experience and provide licensing, even if prior, then that maybe the inspector deemed toward this type of inspection.
Now for the third type of inspection. Quality Assurance and Quality Control. A QA/QC inspection starts when the homeowner has concerns about the quality of the current contractors and their performance. Usually, a homeowner seeing work performed by the contractor will know if they are happy in the performance of the specified plans and specifications. When they are not, a third party inspection is usually the best alternative to rectify any concerns. Specifications on blueprints will override any general documentation on the prints and supersedes what the plans are. For example, the client may had want “aging in place” support framing. The contractor did not perform that so the deficiencies are reported to state what the contractors’ need to correct. With this, many deficiencies are usually noted to the client in a detailed report. The client of ours, then takes our report to let their contractors know of their concerns. Sometimes a repair verification report maybe required to make sure the deficiencies were performed correctly.
Lastly, is a great tool for any home owner. We all have our careers and family as well and a simple construction inspection will give you, our client piece of mind not to worry during remodeling times. Or as our logo states; Providing Inspections With Clarity.
Thank You for taking the time to read this lengthy blog. We are certified with the IRC for construction inspections. This process is performed a lot with us in Plant City, Mulberry, Tampa and Port Richey Florida. However, we will go anywhere in Florida to perform this type of inspection. But having construction inspections can be your best way to know the work was performed correctly, according to specifications and safely. For more information, feel free to contact us anytime at: email@example.com or 352-322-2700. www.emeraldinspectionservice.com